Re-financing question

[cky89]

@Viper966

sorry, refinancing a car you bought new doesnt work, especially if your credit history hasnt changed… the ONLY time doing a refi works is if soemthing dropped off your credit report, adn you are going to say drop from 13-15% to ~ 8, but since you bought new from GMAC you are probably at ~5-6 % and refi’s start at ~8%… what is your monthly payment?

chances are you simply cant afford the car anymore

He can afford it, just the way he prioritizes things makes it seem hard for him to do so.