School me on student loans

I am in this boat too, I have been trying to find a loan, but no one will give me one without a cosigner, and niether of my parents will cosign because they dont want me to have loan debt…which is retarded because i could pay 1/4 of the interest i am at now with my CC at 31%

so if someone has a suggestion of where to go and who to talk to I would GREATLY appreciate it.

I just the other day filled out the online “entrance counseling” forms for a federal loan through the school, and hopefully can get a call from the Financial aid office to talk to someone about my needs and see if i can get them to disperse me a loan