6 to 7 i doubt it…smart buys are only for 5…and thats IF i go on a smart buy…and yes. My factors are…oh sure i can get something like a cobalt ss and have lower payments BUT insurance will be so f’ing high that i might as well have gotten a SUV with higher payments just to keep my insurance lower. And honestly…i’ll kill myself in a sports car…i know i will…so i’m trying to stay away from cars because that would be the only thing i would want if i got a car instead of a truck.