What would you do with a free 30k?

I tell you what I did do with 30k extra income this year (my consulting biz pulled in 30150, just got all my 1099’s).

  1. Pay off 12k boat loan. (one of the dumbest purchases I’ve made, but now it’s paid for).
  2. Put a good down payment on my GTO. Needed to replace the wife’s car anway.
  3. Put the rest in savings since the wife is taking 12 weeks maternity and NYS pays about a 1/3rd of what she makes normally.