Where to begin investing...

there are always a few good out of state deals on ar15.com for ammo.

You mean TBT? At some point I have to imagine the near negative yields will lead money flow to other assets.

Nope TLT iShares Barclays 20+ Year Treas Bond. I see the S&P going to 800 or so in the next 24 to 36 months and the TLT going from 120-130 trading range to about 170ish.

We are heading for a huge correction… its just impossible to pick a date. QE3 could come right after the presidential election but I dont see that doing much for the market it will go back down shortly after, just like the 2 previous QEs.

Europe is a ticking time bomb. What the ECB is trying to do with their new bond buying plan isnt fixing a thing, its just kicking the stone down the road momentarily.

Emerging Markets, Emerging Markets, Emerging Markets. Emerging countries are growing at three times the rate the US is. Brazil, Chile, Argentina, India, Indonesia, Russia, Czech, Columbia, Taiwan, China, Hungary, Peru, Pakistan etc. etc.

/serious answer.

School and work full-time prevent the property side of investments right now. It has been something I am constantly looking into and plan on getting into once I finish school. No 401k as of now.

For the time being I would like to have my money doing more while it is just sitting there. I am not afraid to put it into a “higher-risk” situation but don’t want to go to the casino and put it all-in on black. I understand that this money can be gone in a split second, hence why it has been put to the side, added to and forgot about for sometime.

Who/Where should I go to for a better understanding and beginning investing?

Before even hearing your concept I figured why you would be considering TLT. The yields game is why I questioned the concept though. I think emerging markets (like Beck said) would be more attractive to investors. I understand flight to safety and that bond theory suggests bonds are safe…I just don’t think in a crash like you’re predicting the traditional will pan out.

http://finviz.com/futures_charts.ashx?t=ZN&p=w1
10 year weekly

http://finviz.com/futures_charts.ashx?t=ZB&p=w1
30 year weekly

Good site to look at for bond yield info.

I just don’t think bonds at negative yield will attract investors. JMHO of course.

I’ve been on an emerging markets kick lately. Provided some seriously decent returns thusfar the past two years. China is expected to have a $450 billion dollar surplus in the next 4 years. A majority of India’s population is under 45 years of age, which means exponential growth in the future for their economy. It’s very hard for me to justify investing a majority of my money into a market like the US, when it’s so easy to make money elsewhere. :gotme:

I just believe that there is too much risk in emerging markets. When things get scary US based assets have always been considered the safest. For example the US dollar or treasury market. If and when the correction comes it could result in a 15-20% rise in the US dollar, the weaker countries would be hurt by this.

In Germany the short end 2-3yr treasuries are trading at negative nominal yields and people are still buying them. They understand how much risk is out there right now and are paying for the safety. If the yield on the long end of the bond market goes below 2 there will be a 30% plus move in the principle of the bond.

I’m all about the risk now. If I lose everything tomorrow, I still have an income that I can live off of. Eventually I’ll get less aggressive than I am, when I can’t afford to lose money. That’ll be somewhere around 2040 :rofl: (basically structure it like a Target account)

I would max out 401k, then roth IRA before going elsewhere. offers best tax shelter and you’re also buying at low prices these days no matter what you do.

I’m also a full time employee and student, and I’m looking into purchasing an income property.

If you do it right you can get an apartment you get to live in for free, while your tenant above/below you pays your mortgage. Reducing costs can be just as useful, if not more so than increasing profit.

You can’t save your way into a profit or return.

Fair enough. I should have specified, for a person in our situation it can be. Someone who’s a full time student/employee usually doesn’t have a significant surplus of weekly income when all the bills are paid. Having free lodging can really help in that area.

know anybody looking for an investor? I’m looking to get into something else.

I have this idea. It’s essentially a self-flushing urinal, so you don’t have to to touch the handle. PM me.

How much do you have to start with? Im looking for an investor or two for a 2 unit rental property in the village of lancaster that would have a return of almost 25% I would just do it myself but im currently involved with another 3 unit that i have to wait 4 months till i can use the equity from it…