A lil' bragging

[Jammer]

@silverandslow1

Isn’t there some ratio that lenders look at thats like…credit limit to actual credit used ration? So if you have a 10000 limit but you only have a balance of 1000

Yes…and it also pertains per account… easy… dont ever charge /owe more than 50% you max line and theres points to be had there.
My avg score is 817 and I have temporary debt all over due to flipping…but I spread wisely.