Yeah, I don’t know how old you are, but I know that none of my friends were 22 when they bought their first house. My wife and I met in HS and got engaged in college and started saving like crazy. I was the only guy in my group of friends from college that didn’t spend all my money and go broke each semester. Also, I would just save up all my money from summer jobs so that I could have it for after college. Then after college graduation my wife lived with her mom for a year and saved all of the money she made (she graduated before me) and then I lived at home for 6 months and saved all of my money. We bought a house with a low interest fixed loan through the state and are paying less each month for our house than we would have for a small apartment in the same area. Most of my friends from college are still not working or just took out more loans to go to grad school. I can’t imagine having debt bills higher than my mortgage expense each month :scared: