Auto Financing - Options?

[boardjnky4]

@boxxa

if its over 10k use firstagain.com if you have excellent credit.

not an easy place to get a loan through. They are picky to the EXTREME! You need many years of amazing credit history, and not a lot of current debt. Been there, tried that, with my father co-signing, and he has a ton of great credit history including multiple mortgages.

[Anonymity]

@theblue

^^
that’s pretty cool… thanks for the link…

dozr: you still fail to realized that nobody will give a favorable car loan on an old car worth 5K because they don’t want the POS car when you default. might as well just do a personal loan. I’ll be amazed if you get a true car loan (with a lean) for anything under 6%.

if I was you I would roll the CC debt into another card with 0% for a year and pay the car in full. You’ll be paying 0% finance if you do this. you can’t beat it.

How do you know what car it is? i do and it isnt that old. maybe 06? what you fail to realize is you should type all of your thoughts on the great internet with out knowing the facts… or asking for them.

@boxxa

if its over 10k use firstagain.com if you have excellent credit.

nice link.

[Geehee]

Sticky?

[theblue]

@Anonymity

How do you know what car it is? i do and it isnt that old. maybe 06? what you fail to realize is you should type all of your thoughts on the great internet with out knowing the facts… or asking for them.

so it’s an 06 with a value of $5000? now I’m curious… but still the underlying facts remain the same.

hmm… guesses on 2 year old cars with a value of 5k?

[Daddie]

Take an equity loan, like 3% right now if you own a place.

[Anonymity]

Originally Posted by POOPRA
PM Dozer, his dad is over at Marks auto parts. He can get anything

@theblue

so it’s an 06 with a value of $5000? now I’m curious… but still the underlying facts remain the same.

hmm… guesses on 2 year old cars with a value of 5k?

it is worth more but that all the $$ he needs to pay it off.

[theblue]

so he already owns said car with an outstanding loan? or is this some family member selling it way under value deal?

[RobHimself]

@boxxa

if its over 10k use firstagain.com if you have excellent credit.

I got approved by them through lending tree as well. They had a sligtly higher interest rate than the company i picked. Slightly meaning by like a10th of a percent

[Anonymity]

@theblue

so he already owns said car with an outstanding loan? or is this some family member selling it way under value deal?

that is for him to discuss if he would like, and this is not thread to do it in…

[Eazy716]

@theblue

hmm… guesses on 2 year old cars with a value of 5k?

05 cavalier :gotme:

[theblue]

@Anonymity

that is for him to discuss if he would like, and this is not thread to do it in…

well it’s necessary information if he wants advice… if it’s a car worth $10k that he’s buying for $5k then he has $5k equity in the car which makes all the difference in the world.

[dozr]

KBB is 10k…

I don’t need financial advice, I was just looking for decent lenders/rates.

Thanks!

[theblue]

which is like saying “I don’t care about my credit score but I want a low APR”

different financial situations require different lenders and strategies… unless you don’t care about saving money.

[dozr]

@theblue

which is like saying “I don’t care about my credit score but I want a low APR”

different financial situations require different lenders and strategies… unless you don’t care about saving money.

It is saying that I would like to borrow 5k for a private party auto loan, and I am looking for lenders who may have good rates for this type of loan. I got the information I need, thank you for your persistence in making sure I can handle my own finances. If there were any other major factors that played into this, for example, if i had a shitty credit score - I would have been sure to mention them.

I do not need hand holding, I simply was looking for some additional options, which I have plenty of now.

Thanks!