username; AnDrEw
your thinking Iquabob ; andy.
Sorry to hear.
Also you do not need to take the first offer. If you can offord to play hard ball (for a month or two) and your car was genuinley in good condition, pull out the autotrader and look, $1500 is likely one of the lowest priced cars listed. And you can use the autotrader to guage what it will realistically cost you to replace it, and not the book values which are low on old cars because people often get 2 bills of sale, one real low one for tax purposes which throws off their average book price.