What do you guy use?
My citi card at one time gave me 5% on gas, groceries and pharmacy and 1% on everything else. Then it went to 3% and I just got the note that it is dropping to 1% on everything and a rotating system of bonus dollars.
So I’m looking for something new. I see the Amex has a decent cashback card but I figured I would see what input others can provide.
discover has pretty good deals. You get 5% on online purchases through select partners. Then every month they change the cashback on regular purchases. It’s always 5% but on different stuff. Some months it’s gas, some groceries, some restaurants, etc…
Yeah citi has the same kind of online thing. I really want something that does not rotate.
Just looked up the Amex Blue Cash
Your Rebate is awarded annually for each Rebate Year (12 consecutive billing periods) in the form of a statement credit. For the first $6,500 of Eligible Purchases, the rebate is 1.0% for Everyday Purchases and 0.5% for all other Eligible Purchases; for Eligible Purchases of $6,500.01 or more, the rebate percentage is 5.0% for Everyday Purchases and 1.25% for all other Eligible Purchases.
Everyday purchases are supermarkets, gas stations and drugstores
Everything looks good other than the low cash for the first $6,500
Discover. it seems to be accepted more places than my Amex. It has 5% back offers on common things most of the time, i.e.: gas, groceries, restaurants, etc. I received over $100 back this year, so it’s worth it.
I’d go with discover. It’s now run thru the same company (global payments or w/e) as visa/mc so more places are taking it. Amex is hit or miss whether its taken or not when I use mine, plus the online interface is kind of a pita.
If you want a mainly gas card go Discover Open Road card…its 3% on gas all the time.
Yeah I have looked at discover but things like Jan - Mar was travel only, or Apr - Jun was home and fashion. That is not going to work best for me.
Like I said before I would rather not rotate what is 5%, since that is what I have now for citi. For Jul - Sep I wil get 5% on restaurants, hotel, and on car rentals
2% according to the website
https://www.discovercard.com/cardmembersvcs/acqs/app/getapp?sc=KXGT&iq_id=b63925438
There is more to a CC than just cash back, there are quite a few benefits to a AmEx if you don’t have one already…
I have an Amex Business Platinum in the pocket for airline clubs, warranties and other benefits. But I don’t use it much for everyday purchases.
I just want something that provides cashback for my large consumables; gas, groceries and resturants.
I second the AmEx vote, I haven’t had one complaint about it since I got the card back in 2005. My rate has never been above 7.5%, the two times that I’ve had questionable charges a dispute was set up and resolved in a matter of a couple of days, and I’ve gotten some decent “rewards” back from the card since I’ve had it, including over $500 in gift cards to Home Depot, and I really don’t use it a whole lot.