you forgot the “flagged for audit” category
I bought my house in may of this year. I didnt do the ammend until the end of october and I had my rebate in 3 1/2 weeks after I mailed it in. You have the file hud1a form(sales form with all the numbers- when you close you get a copy of this), orginal tax return with modications made saying why you are ammending (puts it right in a form) and another tax form (forget the number) and bam you got money.
As long as you have the ducks in a row it goes quicker. Just incase i also mailed my orginal tax docs with all the paperwork.
So depressing… I bought my 2nd house this year and I get squat!
I did mine in the middle of September and still haven’t gotten it. :meh:
wow, you suck at W4s
:lol: wtf are you doing to get $9287 back?
Uhh, are you guys serious?? $8,000 of that $9,287 is from the home tax credit that is the whole point of this thread :picard:
So…if I buy a house right now and don’t close until the beginning of February 2010, can I file my tax return for 2009 (after I close on the house) and claim the first timer credit straight away (using the proper paperwork of course)?
I just received a letter from the Treasury today - stating: I should be receiving my refund in two weeks. My accountant filed everything in the middle of Nov.
Yes, but if you buy a house now, you won’t be closing in the beginning of February. I “bought” my house over a month ago now, and I am closing end of January.
Yeah, typo. I meant to say beginning of March (at the earliest). Seems like it takes ~2 months to close.
If you can move fast, you can close in 40 days, but thats jumping through your ass.
I’m looking at making an offer on a house this week. I’m already pre-approved for a loan so all I have to do is write up the paperwork for my offer and get it to the sellers. Then I have to do the home inspection, get insurance quotes, etc.
The stuff you need to do is pretty much nothing, its a hurry up and wait with the banks.
Yah, the stuff you do only takes like a day, the rest is waiting for the banks and lawyers.
My father does home inspections, and I have a great friend, does property closings (lawyer). If you want an honest inspector thats fast and super honest, along with a lawyer that does stuff fast (former IA for BPD) then IM me. My recent house purchase was bid on, inspected and the paperwork reviewed in 7 days, dam bank was the hold up.
Oh and that pre-approval stuff, hahahahhhaahh what a fucking joke. Believe me they have alot more dumpster diving into your life before your close to getting a accpetance on your loan application. Keep your nose clean, work your ass off, don’t buy anything but living expenses.
For neonglh: I know people that make closing on a house easier than your sister.
wat?
I made is simpler for you, I would hate to overwork your tiny squash.
I think you are mislead. The inspection isn’t even part of the sale really, it’s entirely up to the buyer if you want one or not, but if you do want one (and everyone should), the inspector will usually come out next day. I just did one out of the phone book, came the next day, and inspection is done. The bidding, counter offer, review of the paperwork, selecting an attorney, and talking to them only took another 2 - 3 days. The ENTIRE hold up is the bank, waiting for the clear to close letter, and then you are good to close. I don’t know if the people you know help speed up the process at all, unless you know the mortgage people at the bank :tup:
I still don’t know what you mean by the pre-approval stuff either. It’s a simple equation for the bank. If your income (x) is greater than your expense (y), then you are probably going to get your mortgage. Couple that with your banking and credit history, and you’re good to go.
It’s cool that you know people, it probably saves money than farming it out to strangers, but I doubt you would be able to close a house much quicker than anyone else, due to the above mentioned facts.
–mark
Ok, whatever