Just received my refund today but it was more than what I was suppose to get - I need to call my accountant tomorrow.
:bigtup:
We had a “pre-approval” faxed to us in less then 2 hrs after calling our lending agent. Home inspection done day after we looked at the house and all the paperwork send out to the banks that week. The FHA appraiser was out to look at the house and everything seemed to be going well as the house appraised out for $12,000 more then what the accepting offer. The banks are the major holdup. Its been just about 2 months now and we just got our commitment letter from the bank. Its ridiculous. The first bank said that since your credit score is a 724 and you only have 3 lines of credit out “We do not believe you are not using your credit to your full potential” … isnt that some crock. God forbid they knew we paid the one loan off the month prior but it had not shown up yet on the credit report so it was actually only 2 lines of credit. Pretty much they didnt want to give us the money because we werent deep enough in debt. The second bank was happy with the house and the credit score…Finally we seem to be getting somewhere but the banks suck. They are by far the most annoying and take the longest.