Credit Repair 101

I am a woman first of all.

Second, i have already explained the reasoning behind wanting to buy the car, even if the rate is a tad higher.
I am not so dumb, it is just 2 things.

  1. i won’t have this much in cash again to throw down at the overhead that i owe on my car.
  2. my car is not going anywhere but down in resale value, which is going to screw me over later in terms of being more under on it than it’s worth.
    i thought that possibly getting into a used car, and getting rid of this, yes i will be paying a tad more interest, but at least i will have a way better vehicle, and if i ever decide to sell that, at least the resale value on it is going to be worth more than what mine is, 2 fold.