there it is… and if you are paying cash… you can have liability… and if you are financing you have to have full coverage (i might be wrong on this but im pretty sure im correct…and its pretty smart anyway to do this)
please take the safety course i hear its well worth it. (i got out of riding before my class came up) and also i believe ins goes down even though its only like 300 a year for full coverage on most bikes. look at liberty mutual for bike ins also really really cheap like 200 a year when i had mine. for a 1000 cc