my car was paid for every bit and my insurance was paid for as well right up until the night of the fire. my insurance denied to pay the claim. and i wasnt going to pay $600/month on a car that was crispy. the loan was paid off after a long dispute which is all that needs to be said. i made the mistake of taking on a fucking ASSININE loan. will NEVER do that again… and quite honestly paul im EXACTLY the person who should be giving advice on this. ive been there/done that and overextended myself to the point where i was working just to pay for my car. thats no kinda life at all. trust me.