just save up until you can pay cash for what you want. borrowing money is no good.
<–only stupid people take out car loans 
but really, just wait until you have a few grand saved up, and the start looking for what you want. Im sure you want it like RIGHT NOW but be patient and eventually the perfect one and the right deal will come along. im assuming that you have an audi that is currently non-functional, so before you go out and borrow money to get a car, id fix and/or sell the audi and then you can use that money (cash, because im assuming you dont owe anything on it) towards a DSM. the audi is just money sitting there right now.
but what do i know? im 20 years old, in college and in more debt than most people twice my age.