Ok back when i got let go from Best Lie(Best Buy) i fell behind on a few bills. Now that i have a new job i have to play catch up with my insurance and i think i may be one car note behind. My questions are…I’m 18…insurance isn’t going to be cheap for me and i need to find out what i need and who to get it from. When i had state farm i was paying 236 a month full coverage. I have to have full cvg because of my car being finanaced and i had a deductable do i’m pretty sure i need comp & collsn. I have called places like progressive and metlife and gotten quotes ranging from 498 to 731 a month…yea i can’t handle that type of insurance payments. I know i have like 474 past due with state farm so should i pay that off and get re-instated or should i go to a new company(who has lower rates???)??? Anyone here know what i should be doing?
Can you pay off the car? That goes a long way toward being able to reduce rates on insurance. (I gather from the discussion that this is not possible at this time).
ran into a problem…they(state farm) are saying that since i had a claim and a coverage lapse that they won’t reinstate…yea that f-ing blows…now i really need insurance because my job requires me to drive daily to and from specified places…
safe auto insurance? they keep you legal for less. 
go back on your parents insurance?
:down: Did you try talking to Erie yet?
i was never on my parents insurance lol. And my mom is also insured with state farm…think they would want me to pay the 474 before i could get put on her policy…safe auto i’ll check thme out and see what they are talking about…only if i had another car…a beater that i could get liability on
Erie was always the least when I was comparing quotes, until they raped me on having a V8…a few hundred extra a year bc of its curb ratio weight, eh something to that effect. I quoted for progressive, and my yearly rate at erie was what they were going to charge me for 6 months. Good luck!
Failed to mention…my car has 4200 in damages…crackhead with no insurance hit me…so yea it has to be fixed IF i keep it which brings me to my next solution…should i just get rid of the damn car save up two paychecks and dump it on a mullet or something like that so that i can get liability until i fix it up and get full coverage??