“certainly” is the flaw here, just because u can scrape together a $400,000 DP doesnt mean you can scrape together $1,400,000
thats like saying becuase you can scrape together a $4,000 downpayment for a cavalier, you automaticly
a)can come up with $14,000 to buy it outright
b) have the credit required to get the loan
nothing is certian …