48 months is a long time for a lease.
48 x 630 = 30240
30240 + 5000 cash at sale = 35240.
So a $37000 car is only worth $1760 after 4 years? I know I’m not adding in sales tax, but still, this sounds like a total ripoff. I mean hell, you might as well buy the fucking thing if you’re already paying for 95% of the original cost.
EDIT:
Just ran the numbers. 37000 + 8.75% sales tax - 5000 cash financed at 3.9% for 60 months = 647/month. So yeah, that lease officially sucks balls.