Anyone can insure a car FYI, the owner doesn’t matter. If you want you can put insurance on my viper even though I own it and have no relationship to you. If it was a total loss the LLC would not get paid. SO if you’re take a loan out on a car that would be the only issue, because it wouldn’t be in your name. That is why ca$h is king. To help protect the LLC though you’d want it insured through the business.
All you have to do is use your LLC for some sort of business. If you have a gun, baseball card, tv, car, hunting or any other hobby you could set up a bank account in the LLC’s name toss some money into it and have the LLC own some toys. Then say you were trying to buy/sell them in your spare time to create revenue for the LLC. You’re business doesn’t have to be successful lol.