So it is the lenders responsibility to worry about how much a person can afford? If I go to Circuit City and buy a TV… Should Circuit City investigate to see if I can afford that TV? No, you are your own keeper. It is common sense that if you can’t pay for it you don’t buy it. The problem is people think they “deserve” things. They feel that if there peer can afford a 100k house that they can do the same even though they make less money.
kids happen? seriously? kids don’t happen if you don’t have sex. lol