Owing money on a car that depreciates in value = the suck
Owing money on a house that can appreciate all whilst having equity as well = the win
Yeah, you only live life once, but you’re not a kid no more, it’s not like your fucking car right now isn’t nice.
How many 22 year old own M3s or any sort? Not many.
Alas, it is your choice, I don’t give a shit if it’s SMG or not, it’s a nice car, and you’re probably going to “get tired of it” in less than 2 years anyway so just buy it.
It’s not like you’re going to track it or anything =)