“I don’t like the idea” “I don’t like the idea” blah blah blah.
Money is just NUMBERS! Don’t pay a higher interest rate just because it gives you a bad vibe!
No a student loan is not free money, but neither is a credit card! On top of a higher interest rate and immediate payments, a credit card is REVOLVING DEBT. That means that the whole time it sits there it damages your credit score.