[quote=“Mrs. Karus,post:24,topic:26801"”]
i said to another credit card with a lower interest fee. immediate payments- so what. he can pay something. he’s working a bit. but if he choses to ignore his debt for a few more years. so be it. it won’t go away.
but what do i know.
i’ve never taken a loan in my life. nor have i ever had any debt and i’ll have 3 degrees in may. thank god for being blessed or…spoiled. 
[/quote]
You do know you CAN pay student loans at any time, even if they are in deferrment, correct?
There is NO credit card that can come anywhere NEAR touching the interest rate of a student loan, even if it’s private.
Get rid of the bloody CC’s and you’ll have much more money in the long run. I can’t even imagine how much interest it is monthly on $4k…