Originally posted by Mitsugrl97
My first Credit Card was a National City one, they’re really good about giving you one to build ur credit. N the interest rate on it isn’t that high.
yeah i still use this one ONLY… low intrests and i can get on the internet to pay the montly payments…
my friend got a credit card and just gave it to his mom, this way she could use it when she bought stuff and she paid it off right away. This way he doesn’t have to worry about paying for it he just builds credit. I realize this will only work if ur p’s are for it, also you yourself won’t be using it, but i don’t know how much you actually need one. I just thought this was a good way to build credit.
Start with something you can go hog wild with like a gas card or a department store card that doesn’t sell things that could get you in trouble.
Good ideas:
Gas Cards
Department Stores like Kauffmans, etc.
Bad Ideas:
Mastercard
Visa
AMEX
Originally posted by 91GSteggy
im not in college but my financial situation isn’t fantastic but im not broke either im comfortable i guess you could say. i wouldnt just go out and buy stuff with it either like i said id use it for gas and eating out every once and a while not that often. i just want to build a little credit. the gas card isn’t a bad idea though.
bankrate.com has a ton of good cards. you can get some fixed at 4.5%. btw, it doesn’t matter what the rate if you pay it off each month… maybe amex would work for you?
i still have a high ass rqate on mine i got when i first started school, but when my tranny broke it was the only way to pay for it 
When you get the card, Post it up on here :boink