JayS - Its not interest free. These folks are losing money on it, in a few ways.
What was the value of the dollar at this time last year… When someone gave it to the gov’t to spend? Whats the value of a dollar now?
Not to mention the interest that they lost on not [at least] putting it into a savings account; Roth or 401k; or interest lost by not paying off the credit card that they used to turbo their lexus; etc.
And so on…