Alright, when I originally got my car, I was under my parents policy still. So the car was registered under my fathers name because the insurance company required it at the time. The loan on the car is in my name, all my info. No co-signer or anything.
Now I am signing onto my own insurance, and I need to transfer the title and registration of the car to my name. But there is a lien on the title/car. How is this going to affect transfering the title?
If the lien is no there anymore, you need to find the bank where the lien was under and get them to write a lien release letter so you can bring it to the DMV.
Well, the lien is still there. Money is still owed on the car.
How could you have register’d the car under your fathers name if the lein/loan is in your name?
The title should be in your name if the loan is in your name.
than is not going to affect anything…all you need is to put everything on your name and bring proof
yeah thats weird
I don’t know. They never said anything.
The loan and all is in my name. I still owe money on the car. There is still a lein on the car. And I’m looking to get the title transferred so I can register it under my own name to insure it under my own name.
. whos name appears on the title? just call ur insurance agent and ask them its what they do
yea, they want your money… i’m sure the insureance guys can help you out.
It is posible to have one name on the title but still have the vehical registered/insured to a different person. Whos name is on the title?
name on the title has to match registation name…but i am pretty sure insurance has to match too…just take all ur bank info to the DMV with u to show that ur actually own the car…they will just tranfer the lein to the new title
NYS DMV
http://www.nysdmv.com/register.htm#different
Registrant and Owner are not the Same Person
Can the registration document and the title certificate for a vehicle show two different names ?
Yes. For example, one spouse can be the owner and the other spouse can be the registrant. When a vehicle is leased, the leasing company is normally the owner and the customer is the registrant.
The owner (the name on the title certificate) must authorize the other person to register the vehicle. The owner must complete box 3 on form MV-82, or complete form MV-95.
When you apply for a vehicle registration, you must provide the original proof of ownership. If the proof is a NYS title certificate in the name of the current owner, the title certificate is examined and returned to you at the DMV office. If the proof is not a NYS title certificate in the name of the current owner, the DMV keeps the proofs and mails a NYS title certificate to the owner within 90 days. Carefully read the information about proof of ownership for all of the requirements.
The required liability insurance and NYS insurance ID card must display the name of the registrant, not the name of the owner.
Either the registrant or the owner can bring the application for the registration and the title certificate to a DMV office. The person who applies must show the original proofs of identity and date of birth for both the registrant and the owner. If you send the application by mail (see “Register Your Vehicle While You are not In NYS”), you can send photocopies of the proofs of identity and date of birth. If you apply by mail, all other proofs must be the original documents.
eh i was wrong…wont be the last time