Well... i'm dead (credit question)

not really. you could just do what a million people do and apply for a EIN ( employment identification number ) and use that (instead of your social#) to apply for new credit. The EIN and SS# aren’t associated somehow, so all your past credit, good or bad, isn’t transferred over.

it’s how a lot of the online ‘fix your credit in 30 days’ schemes work.

oh i forgot, it’s illegal, but people do it all the time anyways