im not advocating dying with a lot of money. if you interpreted that from what i wrote, then that is your problem.
here’s an analogy. if a company spends more than it makes indefinitely, what happens? ding ding! it goes out of business! same is true with people. living beyond your means will prevent you from having your “fucking blast”. maybe not today, but it does catch up to you.
if you debate with me on this point, you probably should take some self help courses in personal finance.