looks like you need to budget yourself and plan your spending better.
Maybe part of the reason I bust on you unemployed guys is that I did that for a few years and learned from my mistake.
I didnt have a real job for over 3 years a few years back. I worked for a friend and did odd jobs and lawn mowing during that time and lived on the little bit of cash I had/made and was never able to save anything. I drove POS cars then too.
I got let go at work when I went to college for the 3rd year because my boss decided he didnt need me part time and I didnt get another on the books paying job for quite a while.
I had some good times in that time period but really looking back I was a fucking idiot and shouldve gotten a real job and maybe I wouldve been much better off financially than I am now.
Paul, i should have my buddy set ya up with a budget, hes fuckin insane with that shit. He knows 4 months ahead of time what hes going to spend down to the penny!
Yeah, youre totally right there. Ive been putting money aside and paying more on bills when I can lately but sometimes I cant always do that.
I charged more than I shouldve and Ive got a car loan and a personal loan and then insurance, cell phone, etc.
I just don’t spend money much any more. Sparatically I will
Part of me wants to budget better but part of me wants to live for today and buy what I want when I want it.
Im good at paying bills and dont miss payments. Bill collectors arent at my door.