i believe that it would have gone under homeowners fire insurance
That is where you are extremely wrong, trust me. Even car parts are not covered.
i pay $1,200 per 6months on my 2000 Trans Am full coverage, clean record, and im 21. Just have your friend start doing the online insurance quotes. They very a whole lot from company to company. For example Geico charges me the $1,200 for the TA, while state farm wanted to charge me $4,000 for a 2002 sunfire :bloated: