Credit Repair 101

[quote=“sureshot!,post:11,topic:26976"”]

2.) You have a 4k limit at bestbuy. That 4k is a great number if it’s reported.

[/quote]

Be careful with that advice… I turn down a few people a week because they have “TOO MUCH REVOLVING AVAIL”

e.g.-You should not have 10 cards worth 40k loc avail to you when you make 25k/yr.

[quote=“sureshot!,post:16,topic:26976"”]

hard pulls = hurt your score = done by someone other than you

soft pulls = dont hurt your score = done by you, or done by those stupid ‘pre-screened’ offers everyone gets stating you are ‘pre-approved’

[/quote]

fucking :word: I wish that the media would actually explain this concept to the masses, instead of spreading partial -or- disinformation.