The chart isn’t loading for me ( must be blocked at work ) however I believe you are referencing a popular chart that was made before the fair credit reporting act was passed in 2003/4. While the 1-2 punch is a very popular technique, it’s effectiveness has regrettably dwindled. Especially since it sounds as though he recently pulled his credit report through “freecreditreport.com” which unfortunately allots the CRA’s 45 days to validate instead of the normal 30 days. Additionally CRA’s and CA’s have been validating regardless of regulation and unfortunately the only way to fight this is by going to court.
Disputing online BEFORE getting into the hardcore CMRRR style of fighting is very highly recommended. DV letters and other CMRRR letters are unfortunately getting flagged as copycat spam since the public is becoming more and more educated about credit repair. Lazy people just C+P prewritten letters and expect results… it’s a long hard road that sometimes can be avoided ( and should be if possible )
Furthermore he’d dispute as “not his” considering he said it’s “not his.” haha.