credit union or bank question

yeah, i want to finance it for around 2-3 years. I’ve been working full time for about 6 months and i hope to continue to when i start school. I have two credit cards that i have been paying on time every month trying to boost my score and i hope that the loan will help out.

Its an easy answer… if your dad has good credit you will get it most likely.

I just got 6k loan from summit and im only 19 and a half but I make pretty decent money for my age and have good credit.

I bet if your dad is cosigning you can get it but you have another option and no a credit card is not a good choice nor will you get a limit increase high enough.

Idk why you bank workers did not mention this but you can always secure the loan with bonds or cds that are in either your name or anyone who is willing to fork them up. Its a great deal because they will still mature under the banks name no matter who gives them to you.