So basically I still need about $3200 to pay for school,
does anyone know where i can get loan for someone with no credit (and no high intrest rates)
please dont say go to a bank, tried, denied. sallie mae private loan, denied. parents are overextened, denied. parents + loan, (me = 25)
unless someone on here wants to be generous and cosign for me 
Or someone near the Rmu campus could provide a room for next to nothing as that would take off a good bit of money then i would not need a loan
sallie mae?
sallie mae handled all of my loan apps, etc http://www.salliemae.com/
Teri.org… probably need a cosigner, i had to cosign for Marge bc she is young and still hasnt built credit. They were a fucking pain to deal with. Fucked up her loan 2 times and finally got it right on the 3rd time. Thing is your 25, i think when you’re 25 your not consideded under your parents. Or maybe its 25 & under, i know i had a buddy in tech school that was 24 and he still had to have his parents sign for him.
Worse comes to worse, try a credit union, they have been known to give out loans to people with low credit scores.
citi finincial gave me one when the bank wouldnt
i have good credit it was just limited so citizens wouldnt do it
they hooked me up. give them a ring
pheaa can help too… go to the fasfa website and search around… you don’t need a personal loan if you’re paying for school!!!
bankone.com… you can apply for the education one loan that give you money for school that can go towards anything, as long as your in school full time. that website has other options on types of loans you can chose from. If that doesn’t work, try keyalternative.com or like sonny said-fasfa
I have one loan through sallie mae, then I have $300 a semester in grants from pheaa, and then I had to take out a second student loan myself. Normally for someone my age (even though I support myself and live on my own) your parents take out a parent plus loan through sallie mae…My parents are divorced, so all my financial aid was based on my income, as well as my mom and stepdad. My mom and stepdad have bad credit, so they couldn’t take out a parent loan. Therefore, I had to get an alternative student loan. My financial aid officer told me to use www.teri.org If you don’t have much credit, you will need a cosigner…Dom (8grand) cosigned for me. These loans are almost the same as a sallie mae loan except they add a 4% origination fee to your balance. You can either make interest payments while you are going to school, or it can be completely deferred until after you graduate. Just be careful when filling out the paperwork, this is what fucked me over. Make sure you select the right loan program (undergrad, graduate, acclerated, medical, etc) I accidently selected accelerated when I am actually in an undergrad program, and my loan was not approved until like 2 days before classes because they had to change the loan program. You can ask your financial aid person at RMU or even ask me and I can try to help if you go with the teri loan.
I got a loan to consolidate my credit cards through CitiFinancial. My interest rate sucks (and my credit is actually good, considering my track record) but paying off $8,000 in credit cards in 5 years (minimum pymts) rather than 18 (minimum pymts) FTW.
Good Luck though. Finding a loan with little or no credit seems with a low interest rate is tricky.
Guido Barducci down the strip will give you a loan, the interest rates are really high.
that’s like saying you have no car but want to enter/win a nascar race.
If you are 25 and have no credit, that’s pretty bad. Get a credit card, buy some stuff, pay it off, and up your credit and score a little bit.
I have a car loan right now (19% interest) had about 8 months now
did you guys read the city paper article about school loans and how they’re not NON-profit. the head of sallie mae build himself an 18 hole golf course.
it’s all a scam, degrees are a dime a dozen, the loans are bigger and bigger and they’re totally secure on their investment, there is no way to renig on a school loan either. honestly i think it needs gov intervention, the tuitions are going through the roof and the interest rates to finance said degrees are following suit
holy fuck
my credit cards don’t even have an interest rate of 19%, that’s insanely high for a car loan.
Yeah, and its the only car loan i could get, I need to build my credit somehow, cant get a damn CC