100% dont buy new. If you need to finance it (why most people buy new), go to Sefcu or a credit union. Ask for a personal loan or line of credit to cover the bike’s cost. The % might be slightly higher than an auto loan through them, BUT its lien free and alot easier to deal with when you want to trade it in or sell it.
You are on the right idea for a first bike. Something that doesnt have a powerband only above 7500RPM and doesnt require ultra precise loading of the suspension and such correctly to stay planted to the ground like a typical sport bike. A nice 500-1000 twin cruiser is good. They dont handle like a go cart, dont wheelie every moment you wack on it over a rise, wont do 160 like its nothing… all the things to keep your newbie ass in check.
My suggestions for what to look for, to me all bikes and cars are awesome and suck all at the same time so i dont prefer one over the next. Just look for features and being well maintained.
-EFI. Consistancy when starting cold or hot. Instant throttle response. Adapts itself fine for air temp changes, altitude, etc much better than some static jets in a carb.
-tires. Cheap shitty ass tires scare me. Something soft compound, doesnt take forever to get to a safe sticky temp. Just something that gives you confidance in the bike supporting your ass in a turn and in panic situations.
-comfertable while seated on it. Being uncomfertable is dangerous.
-clutch and brake lever feel. While alot of starter bikes (ninja250’s especially) have mile long friction zones on the clutch lever as not to stall or be choppy and have soft weak brakes as not to do an endo or tuck a tire… they are a hinderance in my opinion. The brakes more so than the clutch. I would rather see someone go into a parking lot and find out how hard they can romp on the brakes, find out what points they will lock up and get sketchy, or start to endo (not going to happen on a cruiser bike so much) than find themselves in a panic situation on the road and “run out of braking power” and hit something. The 250R stock, I could literly JUMP on the rear brake and not lock it up, fronts I could squeeze as hard and as fast as I could and it was suprisingly insufficent. If I did that on my other bikes I would tuck the front tire in a split second with 1/3 the harshness of that example, but without a doubt I could stop a faster heavier bike miles shorter than that 250R. Clutch i like being able to feel it and having a good engaugment. downshifts I dont want to have to pull the lever a mile to disengauge it, and they are usually cable type and need atleast 2-3 fingers to pull, thats taking grip away and requires alot of effort, especially if you are having to make quick moves to stay shiny side up. A good clutch should have a as short a pull for engaugment and disengaugment as managable for the rider. I like the lever positioned about an inch from my kunckles on the grips fully engauged. then a pull from there to about 1/4" from my knuckles is 90% disengaugment. If I need full-enough disengaugment its more or less resting on my last 2-3 fingers holding the grip. A hyrdo clutch is the best, 1-2 finger pull and still very good feel. Lastly, the most important reason reason I set the clutch up like this… sitting at lights, if your not the last in line watch your mirror like a hawk until a few cars are stopped behind you. and NEVER put it in nutral and sit there with your hands off the controlls. Leave it in 1st and be ready to launch at any time and always have an escape route planed for EVERY stop. I was coming at a yellow, then red and 3 cars ahead were stoping. I stopped (always angled at my escape direction), and watched the guy about 100 feet behind me coming, and coming, and not slowing down… I let the clutch out and went into the center turning lane and scretch BAM the guy coming behind me didnt see everyone stopped until the last sec and he drilled the car that was stopped ahead of me at about 15-20mph. I would have been fucked. and YES I flipped out on the dumb bitch and let the cops know it too. If I was in nutral, even if I saw it like I did, it would have been questionable if I could avoide getting hit.
thats a good start for my kkadvice