not what I meant.
Purchase price = $xx,xxx
Current KBB private party = $xx,xxx
You currently owe $xx,xxx on the vehicle
You put a down payment of $xx,xxx
If down payment + what you currently owe is > KBB value, you’re upside down on the car.
So again, how much are you upside down/how much cash can you get out of the car if you sold it as a stock IS300? (KBB value - what you owe)