paul i know your real cheap and stuff, but youd do real good with investing in silver… The reason I say this is you dont feel the need to buy un nessisary things, but im sure you wouldnt mind making alot of money over time?
take a small portion of your paycheck each week or maybe even once a month and buy a 10 ounce bar of silver… you will forget the value of it as its not cash, but it will be there if you ever need it as its VERY liquidable… 5-10 yrs from now if you havent needed to off any, you can make $10k/20k/40k/50k+ depending on how much you invest