they get better then 40 without a chip, chip just makes them fun to drive.
therer awsome cars and Im looking at getting one when the Civic blows up, but prolly a MK3
altho the car is a great price. if you can get it I would.
but soon it will need Timing Belt, and a turbo, being an auto it will probibly lose that first, pending on how it was or is drivin there only good for 150,200k miles, all considering not bad, just I would avoid as that motor will last forever if cared for.
there great cars and fun to drive (if chiped more fun) and its always funny to pull up along a semi to get gas. lol