Your motgage when you escrow comes to the above mount. It breaks down into principal, Interest, Escrow and your escrow will pay for Taxes, insurances and so forth.
plus you need a nice down payment and money for closing and blah blah blah.
my payment with taxes for a decent starter home is 790 but taxes here are rediculous.
heritage hills in jefferson/pleasant hills isnt bad. prospect park right up the hill from me has a decent area like 5 blocks or so and they have garages in those. then on the other side is the ghetto part. . they should be right in that area. not sure of anywhere else
if your a first time home owner. you can get a FHA mortgage which only requires a 3% down payment which is included in you closing costs, and you can get sellers assit for your closing costs.
Me and jenn’s closing costs were $7500, and the sellers paid $4500 of it…
No its not oh well, if you didn’t have a good realtor then they didn;t inform you well. There is nothing wrong with the way you went, it sounds like you did a strait conventional loan with an extra 5% down since a conventional requires 5% minimum.
and actually amanda’s dad real good friends with owner of victory mortage and we talked with tonight about the first time buyer and he said there is an excellet plan out there now for first time buyers/single women! that requires no downpayment and low low intrest at a fixed rate…
co-worker of her amandas mother just financed a loan with this deal got 80,000 and is paying 385 a month for everything taxes and what not…she walked into a nice 3 beedroom town home at 76,000
and i asked but we are getting married in sept…he said so she still considered single now!!!
what do you guys think of town houses…(yeah there people farms but it will be good for a few years…we can pick them up real cheep with a nice garage…for like 70,000-80,000 and not have to worry about fixing the palce up and what not and improe it over a few years and turn around and make a profit…
Just make sure to check out the taxes ahead of time. There can be huge differences between school districts. Can you find something outside of Alleg. county?
I have been currently looking for a house for the past few months. The key to buying this first house will be the resell. I am looking for a house that will be attractive to buyers 5 years from now, a house that I can finish the basement and do some landscaping to make it look better on the outside. I am not sure how interested you are in home repair but this is a pretty good way to make a buck if you are only going to live in it a few years.
My mom was a real estate agent so i sort of have an inside as she can help me through the multi list computer. But any agent will help you do the same thing.
:jerkit: ON TOPIC would you seriously just the fuck up…
if you dont have anything reasonable to say then just shut your mouth and dont say anything at all
arron that great and all but a warning about not putting any money down. Make sure what every you walk away with your nut upside down on the loan. If that happends you may run into problems when you go to sell. IE you owning more than the house is worth.
edit also there is no way that person is paying 385 including taxes on that house. I pay little over 600 a month and that is for the same price home. And mine includes the local taxes.
I used to work for howard hanna in the loan department, and my stepmother currently works for Coldwell banker. If you want her info I can give it to you. She will not steer you wrong.
edit also there is no way that person is paying 385 including taxes on that house. I pay little over 600 a month and that is for the same price home. And mine includes the local taxes.
exact words i said!!
seen her loan seen her mortagage and everything no bullshit! went thourgh a local credit union here in washington. have a meeting set up with them on thuirsday…i seen all her paper work i shit you not! that what shes paying and its fixed none of the pay on intrest first shit