so i need financial advise

[quote=“BikerFry,post:14,topic:26801"”]

You just totally contradicted yourself, with higher interest and immediate payments to boot. :bloated: Why would you consolidate to another credit card with higher interest and immediate payments and a balance transfer fee instead of consolidate to a lower interest deferred loan??? That makes no sense.

Get a student loan. Minimize your expenses. Finish your degree. Get a real job. Dig out of your hole like every other college kid in America. Profit. Mod something better than a focus.

[/quote]

i said to another credit card with a lower interest fee. immediate payments- so what. he can pay something. he’s working a bit. but if he choses to ignore his debt for a few more years. so be it. it won’t go away.

but what do i know.

i’ve never taken a loan in my life. nor have i ever had any debt and i’ll have 3 degrees in may. thank god for being blessed or…spoiled. :stuck_out_tongue: