consolidate to a lower interest rate… most appealing being a loan. But you know this already, it’s been repeated several times in this thread already.
[quote=“Mrs. Karus,post:26,topic:26801"”]
yes i do[have a CC]. but i don’t see the bills when they come 
[/quote]
so then you shouldn’t be allowed to tell other people how to manage their money when you don’t manage your own.