If your young. My buddy (22yo) had liability on his Gixxer 600 and he was paying $600/year. I wanted to get an R6 but had to put full coverage on it and they wanted $1,500/year… and I had 1 wreck which was clear by a full year and no tickets at the time I got the quote. Then my other buddy has liability on his YZF600 and he was 23 at the time and was paying roughly 500/year or something. My buddy with a 08’ Night Train who just turned 23 was paying about $100/month for full coverage and it was only dropped to $75/month just this year.
So ya, for something most dont even drive more than 9 months outta the year… id say thats pretty expensive considering my truck cost me $800/year including additional coverage for alot of my mods, and I can drive it year round.