very true, anyone that knows me knows how broke I am because of it too, the jetta is paid off, and is registered and titled under my name. as afar as insurance I pay just over 1400 FOR THE JETTA in a year:bh: AS far as the mustang goes, I paid for the car in cash, however I did take a small personal loan out to establish credit, therefore I make payments on it each month. The only way my parents have helped me out at all is by putting the cobra under my fathers insurance for obvious reasons. However I pay for it. Is it worth it? sometimes, I will tell you tho i’m getting VERY sick of being broke, and worrying about how I’m gonna make the next payment or ins payment.Once again anyone who knows me personally will tell you.