Im with M&T now because i know people that work for em that can help me when they decide to screw me, and they will, just like every bank will. Ive been bent over by citizens and first niagara in a big way. but im not gunna tell you that any other bank is any less likely to fuck ya. credit unions are the best bet as far as that goes.
I tried all over for a credit card and no1 would accept me. Gave USAA a shot and they aproved me at 13.4 intrest and a pretty decent limit for not having any credit at the time.
I bet you did pay it all, but usually your interest charge is based on a monthly average balance, so at the end of the month, you still had an average balance even though the card was paid off, resulting in one final interest payment.
even if the charges were still from that same month tho? i thought that was the whole point behind having a grace period, so that u wouldn’t get charged more if it was paid within a month?
i switched from m&t to citizens cause of m&t being slow and hard to work with. i recently had a situation where someone made an unauthorized debit from my account and citizens was more than helpful in resolving the matter…even took care of a few overdraft fees that resulted from the mistake. i give them a big :tup:
