Where do you keep your money? Online banks? Local banks?

cornerstone lol since I was 7.

lol the gary burch way is baller as fuck

why are you even asking this question and not just using USAA?

Buried in cans out in the yard.

Ding ding ding. We have a winner. I never have that oh crap i have to get to the bank problem.

I have a Key Bank account just for a semi national bank that I have branch access to when I need to deposit checks and stuff. I use Schwab online for most of my stuff. The stuff thats included with it is awesome and can use the account to buy stocks when needed.

i dont see any value in lettiing money sit for 2% per year.

all of your debt is earning more than that… mortgage, car payments, studnet loans, etc. so why sit $20k in a savings account at 2%??? i’d sooner take $10k of that and pay off debt that is outpacing it.

other than leaving yourself a big cushion every other dollar should be hustled for 30% a month buying low and selling high with the occasional swiss watch or italian sock purchase :slight_smile:

when i’ve got more cash than debt and am tired then i’ll take savings accounts seriously. And even then, if i were in that situation i’d buy another piece of real estate, invest in a new venture or an existing business and take accountability for my own returns rather than let the bank give me a piece of what they earn on my money.

I’ve heard that for 2 years now. I’m taking my money to a bank that has these things today.

madoff couldn’t return 30% a month.

I’m using key + ally for savings.

BOA - Hands down.
I manage all my accounts online for both business and personal. Simple and convienent. I have notifications set up to keep me updated. Customer service has always been helpful and all my tellers are very friendly whom i now know very well. I know that seems weird, but HSBC didn’t even know who i was until they started begging me not to pull my money out to switch to BOA.

interest % is B.S. It barely accounts for inflation and you get taxed on it. I keep “spare” cash in investments…but not gay socks.

Boats, cars, houses. Non-liquid in a fiat money system = win. :lol:

HSBC. I travel. They’re everywhere.

I have several bank accounts just in case. Some in HSBC, BOA, and a local bank down here in Texas called Woodforest only because they have a branch that is open 24/7 close to my house. The rest of my money I have in cars, guns, home etc.

What money? fml

30% is an easy gross margin to earn on-line… Lafengas knows all about this i’m sure.

you’re better off buying cheap crap on craigslist and reselling it than you are with a savings account.

buy cheap cars and fix them up and resell, find something you can do as a hobby and turn into a reliable income. it’s 2011 for christ’s sake. the internet is not just for posting pictures of awesome socks anymore.

as much as sharpe_corners frustrates me at times, the kid is basically making a living through this forum buying cars and parting them out… i paid my way through university like that between classes… F savings accounts.

That’s what I’m trying to do. There are plenty of ways to make money via social networks, ad revenue, etc. online. Sometimes doing minimal work. I got a friend who does web design for a living and has ads on his sites. He makes $1,000 a month for just having them on his sites and doing nothing more.

I want to start making money flipping houses. NEED CAPITAL!!!

I just use Western Division Credit union, they have online banking, and interest rates on loans are pretty good.

13 rusty Mason jars buried in the sand.

Oh, and its in Krugerands.

Take higher-risk, higher-reward chances with money while you’re young and gradually move to more safer investments when you’re older. I don’t remember how much my savings account earns because it’s irrelevant really.

I’m with Cornerstone FCU and have zero problems. The credit union network gives local bank personalization with a wide reach. I was banking in person in Tokyo just as I would have here :tup:

nevermind, I thought you were implying that you invested online and pull a stable 30% monthly return.