Why is there a Need???

Then you explain that in the interview. Very rarely, if ever, is a credit score going to be the be-all end-all part of myself or my boss decided that we won’t hire someone. But, it is a useful tool in determining how successful people are at managing money.

Honestly, if you’re stupid enough to allow your wife to completely fuck your credit sideways, that is still your fault because your a pussy bitch or just not fiscally responsible enough to handle it. If it truly is a messup where it couldn’t be avoided, when the employer comes out and says “we will run your credit score” you just tell them what the problem is, and somehow show some proof of how she messed it up and that should make everything kosher.