whats amatter with TOTALS???IF THEY ARE FIXXED RIGHT!!!
nothing, but unless it is fixed right, it is going to be a nightmare. And most shops cut corners, and that ain’t good.
jimmy doesn’t cut corners , But I know what you mean.
Yea if you buff it with 80 grit sandpaper
If you actually know anything about insurance you would know erie is the cheapest insurance in this area. Nationwide & Allstate have to be the worst ripp off out there, especially Nationwide… they consider a new car used once it rolls off the showroom floor. Nationwide MUST search and USE used parts on ANY model year if they are available… how you like that? You pay high preimums for used parts… good deal? :doh:
yeah I know erie is the cheapest but they also like to drag their feet. alleast the one experience I have been privy to. My grandmother was in an accident and it took them a month to write her a check. It was totallay fucked.
Personally I in my own opinion Insurance is the biggest scam in the world. You must have it in some places like PA and right there they got you by the balls. They charge rediculous amounts of money but the first time you are in an accident they want to boost your rates? WTF isn’t that why you are paying. Christ I know people that have had sparkling white records for over 10 years then next thing you know they get into a fender bender, the insurance companies paly games and then they want to rasie the rate. Christ it happed to one of the guys I work with last year.
Its complete bullshit. Why do you have to pay thses people if they are only going to charge you more when they use your service. If that was the case. Insuracne shoudl cost 10 bucks a year then if you are in an accident they can bump it up to the 2 3 hundred or what ever the case may be.
health insurance is the same way.
“Well my doctor said I need to have this test done”
“Well let us look on a chart. Here ist says that there are cheeper alternatives that are less effective so we are not going to cover this”
:doh:
I have nationwide insurance and couldn’t be happier. I have called them 3 times for shit and it always was taken care of quickly and to my satisfaction (and I will not allow corners to be cut when my family is in my vehicle). I pay next to nothing for insurance compared to State Farm. I pay around $40 a month for my altima and 8 dollars a month for my truck. They are the lowest premiums I have seen for all of the companies I have checked with.
But i think insurance is dependant on your agent. I had a shitty agent for State Farm and got a great agent for nationwide. My parents have had state farm their whole lives and never had a problem. :dunno:
Have you had a major accident with them yet?? Natinowide is fine if you have an older vehicle that dosent matter if you use used parts. Heres Nationwides policy on parts (we are a Pro Shop for Nationwide this is how I know this) No matter what the year / make / model of the vehicle is you need to call and document 5 places for used parts, then you have to document 2 aftermarket parts vendors and if out of those 7 places noone has the part, then you can order an OEM GM bumper (or whoever the auto manufactor is). This is totaly lridiculas you pay Nationwide regular high premiums for your insurance so why do you get used parts on your 2004 vehicle. They do not change for “used” rates so why put used parts on a new car. Now putting used parts on a 98/99 and older I can see… but not a 2000-2004.
Nationwide consideres a car “used” once you drive it off the dealership. You can go buy a new Viper, pull it out of the showroom with 1 mile on the odometer, pull out onto the highway and a person with Nationwide could hit you and if they were available they WILL 100% be used parts on your vehicle, tell me that isnt fucked up. Nationwide also will not pay to buff your vehicle when it leaves the body shop… I deal with all the major insurance companys on a daily basis and I also see the customer feedback and how the insurance company treats the customers. I never ever get more complaints than about Nationwide. I get people that come in bitching about them saying they had Natinowide for 30 years and never had a problem, etc etc… then I ask well sir have you ever had an accident before… and their answer is “No, this is my 1st accident is 30 years”… then I proceed to explain to them that sure the insurance company is fine and dandy when you dont make any claims through them. Once you have an accident and see how they treat the customer and the parts they put on vehicles and the corners they cut.
List of best to wrost insurnace companys for personal use in my opnion from experience.
- State Farm (Hands down the best, they dont even use aftermarket parts)
- Erie (Same as State Farm, they use minor aftermarket parts)
- Progressive (I have heard bad storys about them but they are good in our area)
- Travlers (smaller company but good adjustors and fair service)
- Predentual (again smaller company but good service)
- Allstate (O.K. company, use of USED and aftermarket parts standard(
- Nationwide (Last possible resort… almost worse than Safe Auto :doh: Some of the shit I have seen at my shop with this company should belong on 20/20 with Barbara Walters :wtcslap: )
Those are just for personal information, that list is based on the repair side of the insurance… not the rates, how they handle points, etc… This is just basically a list on how the insurance companys care about the repair of your vehicle and who cuts corners during repairs, etc… I hope it helps some of you out.
statefarm >*
i hit a deer with the talon, it went into the body shop then hit a deer with my dads camaro, the body shop called and said: “mr. emigh, the eagle talon is done you may pick it up, and we also have here the information for the camaro for the same problems”…did that within weeks of eachother and our rates never went up, i hit a tree with my moms van 6 years ago rates didn’t go up, beth totalled her car they went up slightly, dads car totalled jims car in the driveway they didn’t go up.
deer hit me… mark hooked me up through state farm… woo woo
if you hit a deer it is at no fault
yeah but i would imagine that if you hit a deer a year and they were paying 2k dollars each time they’d cut u off or raise rates…
my buddy up in pocono mountains has a zero deductable for deer becasue there are so many up there. so if someone hits the front end of the car all you have to do is go deer hunting on back roads.
i have 0 deductable on deer also
statefarm can lick my balls. First I was about 18 and ended up getting bumped by this guy who was illegally stopped in an interesection while I was moving forward at a yield and he was backing up to do an illegel turn at the intersection of Old frankstown rd and center road in monroeville. well there was no damage and I couldn;t call the cops because my cell was dead this asshole took my info then refused to give me his. I finally got his name and that was it.
I got to my agent tell him what had happend and ask if he wante dto take pictures. He said no thsi stuff happends all teh time nothing will come out of it and if it does don;t worry it will be taken care of. I was like ok. Well wouldn’t you know 8 moths later my rates go sky rocketing. I was liek what the fuck I had liability on my old car which was a tempo. Call them and they are like well you had an accident back so and so and this asshole filed claims for medical and other damages. State farm being the stupid fucks there were never contacted my just paid out 2600 bucks to this asshole and jacked my rates.
Wouldn’t you know that I saw that asshole again 3 weeks after my rates go up and he almost HIT ME AGAIN while I was driving in one of the Down lanes at the monroeville mall. well he came flying up the wrong way did a shitty as 6 piont turn and took the spot next to the one I was going to take. He got out of the car and I saw it was him, My brother had to jump on me because I went running after him into fucking office max.
The second screw job was when I bout my cavalier this asshole wanted 340 dollars a month for my 2001. The payments were only 279. That was the last draw I fucking went and got a new company. I told him to fuck right off to his face and dropped him. This asshole was a friend of my mom till he got real shady. and started doing the same shit to her. He is located in plum. Fucking tool.
EDIT - That asshole in the begining was looking for the fucking Hindu temple in monroeville by the turnpike over pass where you head into plum. Incase any of you know that yield that comes up from the back side of penn hills number 6 fire station.
Not to be a dick 
but cliff notes please…
is she getting it fixed and getting a rental car 
car was going to get totalled, My buddy worked out a deal, so its going to get fixed, and I just got in form getting her rentlal car which was a fucking fiasco in its self.
But its all taken care of should have the car back in about 3 weeks.
good to hear :hs:
State Farm has always been great to me. From little details to major accidents, I cant say enough good things about them. However, it seems to me like a lot of it might depend on your personal agent. I go through Judy Zarenko up in Butler, and she is the nicest lady ever. Ive only ever been in there a few times, she always remembers me by name and everything. Treats you just like one of the family.
:bigthumb:
how many times did you end up sticking it in the pie hole :bowrofl: