What do you need to check for lower rates? Do I need any paperwork or whatnot when on the phone?
I’ve wanted to call, but I feel it’s too much of a hastle searching for paperwork before calling, and way too much of a hastle while actually on the phone.
actually, I initially quoted it on the website (www.geico.com). No info needed for quote really. But be advised - my web quote was $904 but my actual price was $1189 once they ran both Driver’s License numbers.
then I changed some coverage around to get my final price.
HAHA. Similary situation for me. Progressive was around $1200 for 6 months. Switched over to Geico and with extra coverage came out around $800. Did the initial quote online, got the estimate within 10 minutes, called the 800 number and had everything set in less than 30 minutes.
'04 Mazda 6, '02 Trailblazer, '00 Alero.
Couple of old fender benders (read:I hit a viper with a Jeep once).
Couple of tix a few years ago.
Lots of coverage.
I went through Geicos homepage, and it was 812/6months compared to my 1145/6months through GMAC.
Then, I pushed OK, and got the email back saying $1400/6months. puzzled, I called.
They then found out that for two years, I’ve had someone elses accident on my record. The reason it was there is because my name and his birthday are identical, all except for our middle initial. Mine “S” and his “M”
So, for two years… while wondering why my insurance hasn’t gone down, because I stopped getting pulled over and have only one parking lot minimal accident… why my rates were so friggin high!
So, after Geico weeded out what was mine on my record compared to what was his… I ended up saving over $550 a year by switching.
The thing now, is that I want reimbursement for GMACs mistake in putting someone elses accident on my record! How can I go about doing this, and actually getting something for it? I dont want to call bitching, but I really want to. That’s F-ed up, because it messed up my record for two years with them, and nobody noticed as I renewed…