Yeah they are balling. I’m sure it went down since, if you keep clean.
I’ve been super lucky, every accident I had has not been my fault and small. Now its $120 for the 7-series and $90/mo for the GTR!
Now if you cause a risk, they just drop you. My homie with a Hemi Magnum just got dropped. Two tiny fender benders under $2000 total…DROPPED!
Insurnace Cos. just want ppl with ZERO claims so they can get very rich.